PRUhealth. Gives you bonuses when you are healthy. (Medical Plan)

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What is PRUhealth?

  • Gives you bonuses when you are healthy
  • Takes care of your medical bills when you are not

All insurance provider have their own medical plan with Medical Card. But PRUhealth not just another medical rider plan which cover your hospital expenses (Medical Card).

Why PRUhealth so special?

Because PRUhealth reward you with NCB (No Claims Bonus).Ā  Means if you are healthy throughout the year, Prudential reward you.

Before PRUhealth available in the market, Im having another medical plan since 2 years back. I never use my medical card to reimbursed my hospital expenses because I never ill or got any accident. I pay premiums every months and nothing benefits me as im healthy šŸ˜¦ .

Now Im changing to PRUhealth. Because of the rewards. šŸ™‚

How much PRUhealth will rewards you?

Please refer to tabulated plan below

Pruhealth Plan

I choose PRUhealth 200, hence my NCB is RM300.Ā  Hopefully next year, I will receive RM300 reward.

Why you should have PRUhealth?

Those who have insurance are concern about their health. By having medical insurance, major medical expenses will be covered and you have no worry about money.

You have been paying premiums for 5 years and yet nothing been covered by your insurance as you are not sick.Ā  At this stage, you must be thinking that you are paying for nothing every months.

This is unfair.

You should been covered when you need it and you should be rewarded if you are healthy.

A to Z info regarding PruHealth Malaysia?

Download the PRUhealth brochure here

18 responses to “PRUhealth. Gives you bonuses when you are healthy. (Medical Plan)


    interested of medical card

  2. is NCB pay us a CHEQUE if no claim for a year?

  3. Does those existing PruHealth 200 entitle the no claim bonus too? I bought it 2 years ago.

    Please help to clarify.


    • PRUhealth just launched this year. Saturday July 18, 2009. How you purchase PRUhealth 2 years back. I also confuse šŸ™‚

  4. Bought under pru-link investment plan as rider lo…

  5. Salam,
    I’m interested of medical card (pruhealth), appreciate if you could elaborate about this product. Fyi, my budget is 100-200 /month and I’m 37 years old. And how long i need to pay? What happen with the policy if i do not claim until 70 years old (Insya allah šŸ™‚ )

    • zetamiprudential

      i sent you an email. medical insurance payment as long as you live. no claim bonus every year is RM300. No claim at all you calculate how much bonus you have. Plus investment money been grow in your investment account. with RM200 per month savings with us.

  6. boleh dptkan brochure mengenai kad perubatan dan simpanan utk saya, suami dan anak. adakah plan yang melindungi kesemua ahli keluarga.

    • zetamiprudential

      Sila check email for brochure. PRUhealth not a family plan. Each of you must sign up with PRUhealth. Individual plan.

  7. Could you pls email me the brochure of pruhealth. Thanks.

  8. hi…
    i wanna hv both med coverage & savings. which package is the best 4 me. i also like to hv a retirement fund. please advise me on this. tq.

    • zetamiprudential


      You need PRUlink Assurance Plan attached with PRUhealth Medical Card miss. Please check your email

    • zetamiprudential

      PRUlink assurance plan + Medical card PRUhealth.

      You may use PRUlink as your retirement fund or sing up seperate policy under PRUretirement accumulator

  9. hi, does it cover all critical diseases?and what is co-insurance?


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