PruLady. Life Insurance and Medical Coverage for Women. RM1500 Bonus


PRUlady plus provides all the coverage available under PRUlady – financial protection against female-related cancers and illnesses – while offering additional assurance on two major milestones in a woman’s life: marriage and motherhood.

A rider to supplement to the PRUlink assurance plan, PRUlady plus provides protection to women aged 18 to 40, by offering:

  • Three levels of sum assured to choose from – RM25,000 RM50,000, RM100,000 or RM150,000 – depending on what you can afford and the extent of protection you require.
  • Coverage on:
i. Female-related cancers

  • Cancer of the Breast, or
  • Cancer of Cervix Uteri, or
  • Cancer of Fallopian Tubes, or
  • Cancer of Ovary, or
  • Cancer of Uterus, or
  • Cancer of Vagina/Vulva

ii. Systemic Lupus Erythematosus with Lupus Nephritis

100% of your sum assured
Carcinoma-in-situ of Breast or Cervix Uteri

Note: When subsequently diagnosed with female-related cancer or Systemic Lupus Erythematosus with Lupus Nephritis, we will pay the remaining 70% balance of your sum assured.

30% of your sum assured
Any one of the following:

  • Rheumatoid Arthritis with Complication, or
  • Breast Reconstructive Surgery, or
  • Facial Reconstructive Surgery due to accident, or
  • Skin Grafting due to burns or skin cancer, or
  • Osteoporotic Fracture
30% of your sum assured
Mother Care Benefits
Pregnancy Complications

  • Disseminated Intravascular Coagulation (after 7 months of pregnancy), or
  • Ectopic Pregnancy, or
  • Late Miscarriage (from day 126 to day 196 of pregnancy), or
  • Death of the Foetus (after 196 days of pregnancy), or
  • Death of Child (within 30 days of birth)
RM10,000
Infant Congenital Illnesses

  • Down’s Syndrome, or
  • Ventricular Septal Defect, or
  • Atrial Septal Defect, or
  • Spina Bifida, or
  • Cleft Palate
RM20,000
Life Stage Benefits
Marriage

Notes: One-time claim only. This is payable only after the plan has been in force for 2 years, with at least 2 years’ premium already paid (subject to a 1-year waiting period).

RM1,500
Childbirth

Notes: Can be claimed up to 2 children, if no claim has been made on the marriage benefit. This is payable only after the plan has been in force for 2 years, with at least 2 years’ premium already paid (subject to a 1-year waiting period). The second event is payable only after the plan has been in force for 4 years.

RM1,500

5 responses to “PruLady. Life Insurance and Medical Coverage for Women. RM1500 Bonus

  1. try putting up also the PruLady Traditional plan write up. it could help..

  2. Before getting an assurance policy you should consider a broker to get you the best rates.

  3. Do you guys cover, if my wife have the disadvantage for pregnancy in future because of the pregnancy complication that the Doctor advice to throw away her placenta.

    • firdausprudential

      The answer is subject to underwriter. Apply the plan, it will be your wife will be accepted to be covered or rejected. Once you been approved, there are no worried about being covered or not.

      • Actually my wife has been with the plan for about four years already, Weve just got our first baby 2 months ago. But unfortunately doctor advise to throw the placenta(Rahim) during delivery because there was complication & might cause death. Throwing away the placenta means theres no chance for us to have baby in the future. Can you advice if theres any benefit for us to take this prulady plan, when my wife has accidentally lost her ability to give birth.

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