PRUholiday offers you:
Leave your worries behind and celebrate with complete peace of mind.
This festive season, rejoice in your own way, whether it be driving back to your hometown for a heartwarming family reunion or partying with friends as you count down to the New Year! No matter how you choose to celebrate, it’s good to know that you can enjoy yourself while we take good care of you and your loved ones. And if the unexpected happens, our Double Indemnity protection over the festive season will protect your family and help ease
their financial worries.
Have a wonderful and safe celebration with PRUholiday this festive season!
Accidental Death and Permanent Disablement
In the unfortunate event of an accident which results in the insured’s Death or Permanent Disablement within 12 calendar months of the accident, the sum assured is payable to the next-of-kin.
Should you be hospitalised* in a registered or government hospital within 14 days of an accident, you will receive Hospital Income for up to 100 days per accident.
If you seek medical help from a qualified registered medical practitioner within 26 weeks from the date of an accident, your Medical and Surgical Expenses will be reimbursed to you, subject to the maximum limit of your plan. What’s more, claims for subsequent Medical Expenses will be allowed for up to a period of 12 months from the accident date.
To help support those left behind through this difficult time, a Compassionate Allowance will be paid in a lump sum to your loved ones.
If the unthinkable happens while you are on an overseas holiday or business abroad, we will reimburse the cost of repatriation of mortal remains back to Malaysia or any country of domicile.
Purchase of Prosthesis and Wheelchair
To help you regain your independence, we will reimburse your costs of purchase for any Prosthesis and Wheelchair, subject to a limit of RM5,000.
Death Benefit due to Dengue Fever
Additional Death Benefit of RM5,000 is payable if cause of death is due to Dengue Fever, Japanese Encephalitis, Malaria or Chikungunya.
Additional Benefit on Accidental Death and Permanent Disablement
As PRUholiday aims to provide greater protection over the Festive Season**, you enjoy the benefit of additional indemnity on Accidental Death and Permanent Disablement if it occurs during this time. This additional benefit is only applicable if the accident occurs during the Festive Season** and the Accidental Death and Permanent Disablement commences within 12 months of this accident
Double Indemnity whilst traveling on Public Transport
For those who choose public modes of transport over the Festive Season**, should an accident occur which results in Death, Total Paralysis or the loss of two limbs, within 12 months of the accident, the benefit of Double Indemnity will apply.
We understand that at times, you may want a holistic approach to your medical treatment. Your expenses incurred for Traditional Treatment will be reimbursed to you, subject to the following conditions:
(i) Reimbursements shall not include charges for drugs, medicine, appliances, devices and any ancillary services and supplies;
(ii) Amount claimed shall be in excess of RM50.00 and shall not exceed the amount specified in the plan, for each consultation or visit;
(iii) Traditional Treatment fees must be incurred within 90 days from the date of such accident; and
(iv) Prior treatment must first be sought from a Physician or Surgeon.
with RM220 yearly you receive protection up Rm300,000!
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